New Richmond Homes under $400,000

Welcome to New Richmond, Wisconsin – a charming city nestled in the heart of St. Croix County, where small-town warmth meets modern convenience. With its picturesque landscapes, vibrant community spirit, and a rich history, New Richmond is the perfect place to call home. Whether you’re seeking outdoor adventures or a peaceful retreat, this delightful city has something for everyone.

New Richmond boasts a variety of recreational opportunities, including stunning parks, scenic walking trails, and the serene waters of the nearby Willow River. Families will appreciate the excellent school system and the numerous community events that foster a strong sense of belonging. With a thriving downtown area filled with quaint shops, delicious eateries, and local breweries, residents enjoy a rich tapestry of culture and entertainment right at their doorstep.

For those in search of affordable housing, New Richmond presents an impressive selection of homes under $400,000. From charming single-family homes to modern townhouses, the real estate market here offers something for every taste and budget. Many of these properties feature spacious yards, contemporary amenities, and easy access to local parks and schools, making them ideal for families, first-time buyers, or anyone looking to invest in a welcoming community.

With its combination of affordability, community spirit, and natural beauty, New Richmond, WI, is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting city, where every day brings new opportunities for adventure and connection. Come explore New Richmond – your future awaits!

Newest New Richmond Homes under $400,000

$299,900

4 Beds ⋅ 2 Baths ⋅ 7154419 MLS

We’ll have professional photos ready soon! This cozy home is spotless and packed with great upgrades. You’ll love the remodeled bathroom on the main floor, while upstairs offers spacious bedrooms with plenty of closet space and a big two-car garage. Be sure to add it to your must-see list. Downstairs, two flexible rooms make perfect offices or extra space. It’s move-in ready and right near downtown New Richmond, parks, schools, shopping, and dining.

737 S Dakota Avenue, New Richmond

Listing courtesy of RE/MAX Results.

$339,900

5 Beds ⋅ 2 Baths ⋅ 7152097 MLS

Move-in ready with space that can adapt to the way you live, this five bedroom rambler is tucked into an established New Richmond neighborhood surrounded by mature trees. Recent improvements inside and out bring a fresh feel to the home, including new siding, soffit, fascia, gutters, roof, interior/exterior doors, lighting, flooring, trim, paint, newer furnace and newer water heater. Three bedrooms on the main level offer everyday convenience, while the partially finished lower level adds two more bedrooms and a second full bath perfect for guests, a home office, hobby space or simply a little added flexibility. Outside, the fenced backyard and refreshed deck offer a great space for gathering, pets or enjoying the outdoors. An attached 2-car garage, newer furnace and water heater add even more value, with many of the bigger projects already taken care of.

1397 Meadowlark Lane, New Richmond

Listing courtesy of Real Broker, LLC.

$375,000

3 Beds ⋅ 2 Baths ⋅ 7139350 MLS

Zero-entry, one-level living with NO stairs! This beautifully updated 3-bedroom, 2-bathroom home offers an open layout with vaulted 12' ceilings in the living room and a 10' vaulted ceiling in the primary suite. New Andersen windows & patio door (2024) bring in tons of light, while luxury vinyl tile floors, recessed lighting, knockdown ceilings & 3-panel doors flow throughout. The bright, spacious kitchen features a large island with double sink, seating for 4, granite counters, glass mosaic tile backsplash, under-cabinet lighting & a large pantry, plus GE stainless appliances. The informal dining/living area is warmed by a corner gas fireplace, and living room walks out to a stamped concrete patio (17'x12') with a remote-control SunSetter awning (2022) that auto-retracts in wind. The primary bedroom offers a large walk-in closet and a private 3/4 bath with dual-sink vanity & deep linen closet; a second full bath and convenient laundry room (GE washer/dryer, storage, utility sink) complete the home. Extras include a heated, sheetrocked garage with epoxy floors, Hunter in-ground sprinklers (2023), Bryant furnace & AC, 50-gal water heater, water softener, 200-amp service, and smart features (Liftmaster, Ring doorbell, Hunter sprinklers). Enjoy the large covered front porch, Woodland Creek Park just .3 miles away, and an easy 35-45 minute commute to the Twin Cities.

1240 Quail Run, New Richmond

Listing courtesy of Keller Williams Premier Realty.

$348,900

3 Beds ⋅ 2 Baths ⋅ 7152230 MLS

This two-story home is set on a large in-town lot, conveniently located near downtown shopping, dining, and everyday amenities. The main level features a welcoming living room, informal dining room, and kitchen with a breakfast eating area for casual meals or morning coffee. From the dining room, step out to the large back deck—an ideal spot for grilling, outdoor dining, or relaxing with family and friends. Upstairs, you’ll find three bedrooms along with a versatile den area that is well suited for movie nights, a home office, playroom, or additional sitting space. The spacious backyard provides room for outdoor activities and includes a fire pit area for gathering on cooler evenings. With a practical layout, inviting outdoor spaces, and a desirable in-town location, this home offers comfortable living close to the conveniences of downtown.

371 S Washington Avenue, New Richmond

Listing courtesy of RE/MAX Team 1 Realty.

$259,900

2 Beds ⋅ 1 Baths ⋅ 7147439 MLS

Are you looking for cozy privacy in town? Look no further! This cute one and a half story house in New Richmond is the perfect place to unwind and call home. You'll love relaxing on your deck in the fully privacy-fenced in back yard surrounded by mature trees and foliage. Kitchen, laundry, living room, bathroom and one bedroom all on the main level for convenient living. The upstairs has a loft/ office and the larger of the two bedrooms. One car garage, extra storage shed, driveway and gravel parking pad out back off of the alley. This quaint, corner-lot home is located on the north side of New Richmond, convenient to many restaurants, shops and other amenities. A nearby trail runs along the Willow River and connects this neighborhood to the downtown area and west side neighborhoods. Many large updates already completed, making this home ready for you to enjoy!

205 N 2nd Street, New Richmond

Listing courtesy of eXp Realty.

438 Cassandra Drive Unit 41, New Richmond

$317,000

2 Beds ⋅ 2 Baths ⋅ 7149512 MLS

Immaculate one-level living at its finest. This 2013-built Derek Construction twin home offers 1,200 sq ft of beautifully maintained space with 2 bedrooms, 2 bathrooms, and a 2-car garage — a rare find that shows as clean as new construction. Step inside to a bright, inviting layout featuring a spacious eat-in kitchen with abundant cabinet and counter space, a large center island, and a charming bay window that fills the home with natural light. The living room is anchored by a cozy gas fireplace, creating a warm and comfortable gathering space. The primary suite includes a generous walk-in closet and a private bath. The second bedroom is perfectly sized for guests or can easily serve as a home office. Outside, enjoy an impressive amount of green space behind the home — ideal for relaxing, pets, or simply appreciating the open feel. The freshly sealcoated driveway adds to the well-cared-for presentation, and the maintenance-free exterior ensures easy living year-round. A spotless, move-in-ready home that delivers comfort, convenience, and quality craftsmanship throughout.

438 Cassandra Drive Unit 41, New Richmond

Listing courtesy of Property Executives Realty.

$315,000

2 Beds ⋅ 1 Baths ⋅ 7148821 MLS

Welcome to this move-in-ready home tucked away on a quiet cul-de-sac in New Richmond. The finished main level offers two bedrooms, a full bathroom, and a bright, comfortable living space featuring fresh paint and LVP flooring. The unfinished lower level provides excellent potential to add additional living space, bedrooms, or a second bathroom, with egress windows and bathroom plumbing already in place. Outside, enjoy an updated wood-fenced backyard offering privacy and plenty of room for entertaining, pets, or outdoor activities. A two-car garage and newer roof (2025) complete this well-maintained property. Conveniently located near schools, parks, shopping, and everything New Richmond has to offer—schedule your showing today!

1345 Osprey Court, New Richmond

Listing courtesy of Keller Williams Realty Diversified.

$319,900

4 Beds ⋅ 2 Baths ⋅ 7142342 MLS

This fantastic duplex has been completely renovated, with 3 bedrooms and one bath upstairs and one bedroom one bath on the lower (basement) level, this could easily be turned back into a single family home as well, updated electrical, new meter (2 separate meters), this property has been a rental for 12 years by the same owner, new concrete driveway, trim, new hard wood flooring, appliances, kitchen remodel, paint, countertops, updated bathrooms. It is within walking distance of everything downtown, near businesses, athletic club, library and schools. Great opportunity for a family with an older child or an investor who wants to add to their portfolio. This is a fantastic opportunity that is turn key and ready to rent immediately. Rent has never been received with the brand new remodel, amounts tbd. Lower level appliances being delivered this week.

524 S Dakota Avenue, New Richmond

Listing courtesy of A Hometown Realty.

$299,000

3 Beds ⋅ 3 Baths ⋅ 7145832 MLS

Step inside this 1907 home and find more than 2,200 finished square feet with 3 bedrooms and 2.75 baths. Generous living and dining areas provide plenty of room for everyday living and entertaining, while the four season sunroom adds another comfortable space to enjoy year round. The kitchen features an island and opens easily to the surrounding living areas. An open staircase adds to the home's original character and charm. Outside, you'll find welcoming front and back porches, a partially fenced backyard, a two car attached garage, and additional off street parking. Stove, refrigerator, dishwasher, washer, and dryer are included.

230 N Arch Avenue, New Richmond

Listing courtesy of EXP Realty, LLC.

$364,900

3 Beds ⋅ 2 Baths ⋅ 7145823 MLS

JP Brooks presents the Woodland twin home in the Fox Run Community in New Richmond, WI! UNDER CONSTRUCTION! NOVEMBER 2026 COMPLETION! This home is situated on a quiet street, with main level living and includes landscaping, irrigation, and sod! The Fox Run community is located on the eastern edge of New Richmond in the state of Wisconsin, less than 20 miles from Stillwater, MN. Founded in 1857, New Richmond is a growing city that is best known for its inspiring natural areas, eclectic businesses, and friendly community atmosphere. Designer kitchen with crown molding, quartz countertops, and SS appliances! Irrigation and sod included. Pictures, photographs, colors, features, and sizes are for illustration purposes only and may vary from the home that is built. See Sales Consultant for Specific Colors and options. UNDER CONSTRUCTION! NOVEMBER 2026 COMPLETION!

1771 Squirrel Way, New Richmond

Listing courtesy of JPW Realty.

$260,000

3 Beds ⋅ 2 Baths ⋅ 7145492 MLS

Move-in ready 3-bedroom, 2-bath townhome in Willowind! Built in 2018, this well-maintained home offers a comfortable open-concept layout with a spacious living room, vaulted kitchen ceiling, and abundant natural light. The eat-in kitchen features generous cabinet and counter space, and a full appliance package, including refrigerator, gas range, microwave and dishwasher. New carpet throughout and updated wood-look LVP flooring in the kitchen and bathrooms give the home a fresh, modern feel, complemented by a recent paint refresh. Ceiling fans in every room add comfort and efficiency. The main-level living area opens to the outdoor space through a large sliding glass door. The attached 2-car garage provides convenient parking and additional storage. Natural gas serves the furnace, water heater, range and dryer, and fiber internet is available. Convenient access to shopping, schools and nearby nature trails. And there is no HOA fee! All appliances stay, including the washer/dryer laundry center. A great opportunity to enjoy the convenience of townhome living with no HOA fee. Listing agent is member of owner LLC.

1206 W 9th Street, New Richmond

Listing courtesy of DeGraw Investments LLC.

$350,000

3 Beds ⋅ 2 Baths ⋅ 7140565 MLS

ONE-LEVEL LIVING + MOVE-IN READY + ROOM TO GROW! Welcome to 534 Derrick Drive, tucked away on a quiet street in an established New Richmond neighborhood! This beautifully remodeled home offers the convenience and ease buyers are looking for, with 3 bedrooms all on the main level—perfect for first-time buyers, downsizers, or anyone ready to simplify without sacrificing space. Step inside and fall in love with the updated open-concept main level, designed for comfortable everyday living and easy entertaining. All three main-level bedrooms feature closet organizers, making storage a breeze. Main-level laundry adds even more convenience, while additional laundry hookups in the basement provide flexibility for future needs. The full basement expands your living possibilities with a large family room, plus plenty of room for a craft space, hobby area, home office, workout zone—or whatever fits your lifestyle. Need another bedroom? The basement offers the potential for a 4th bedroom with the addition of an egress window. Use the pellet stove for extra warmth and coziness. Mini-splits have been added in the house to keep you cool in the summer months. Outside, enjoy a large fenced backyard with patio, perfect for relaxing, pets, playtime, and summer gatherings. The 2-car detached garage provides plenty of parking and storage, while the separate garden shed keeps outdoor equipment neatly tucked away. Also enjoy the environmental friendly solar panels to offset your electricity bills. Located in a welcoming, established neighborhood close to everything New Richmond has to offer. Comfortable. Flexible. Convenient. Affordable. This is the kind of home that makes life easier—and one you’ll want to see in person. Come take a look and discover why 534 Derrick Drive could be the perfect place to call home!

534 Derrick Drive, New Richmond

Listing courtesy of Kris Lindahl Real Estate.

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